Financial Strategies for a Successful Retirement
Singles register for $65
Couples register for $85
(call for questions re: couples 408.229.4201)
This class provides the student with the knowledge of when they can retire and on how much income. The class provides an understanding of investments of mutual funds, bonds and stocks as well as how social security and Medicare play a vital role in the retirement planning process. The curriculum provides students with a well-rounded understanding of their investments, taxes, risks, and the potential for return.
Section 1 of the class provides students with an understanding of compounding interest and a history of inflation. This section also addresses how social security and Medicare work and the associated taxes.
Section 2 of this class provides students with a comprehensive understanding of bonds including types, taxation, risk, return and investment strategies.
Section 3 of the class, students learn about equities in the form of individual stocks and mutual funds. Students will gain a general understanding of markets and risk and how companies are evaluated.
Section 4 of the class, students gain an understanding of how insurance works, the types of policies including LTC. This section also includes an overview of how estate planning works, including how trusts generally work.
No specific products are mentioned or promoted in this class.
Michael McCloud has held advisory and management positions at large national investment firms over the past 22 years. He has taught this course at numerous colleges to thousands of students over the past two decades. He holds a masters degree from Harvard University as well as a masters degree in International Business from the School of Foreign Service at Georgetown University.